Welcome to your waterfront opportunity in the heart of Seminole-just 8 minutes from the sugar-sand shores of Indian Rocks Beach. This spacious 3-story condo offers 3 bedrooms, 4 full bathrooms, and over 2,100 square feet of living space, perfectly positioned along the Intracoastal Waterway with direct Gulf access-an ideal setup for boaters and water lovers alike. Step outside your back door and enjoy convenient access to a private dock and lift, perfect for launching paddleboards and kayaks or simply soaking in the coastal lifestyle. Inside, the home provides a versatile layout with generous living areas and plenty of natural light, ready for your personal touch. Major updates have already been taken care of, including a new roof (2019), water heater (2019), and A/C (2023). The property has also passed a 4-point inspection and was recently appraised at $450,000 (May 4), offering added confidence and value. This home is in flood zone AE, however did NOT flood during Milton or Helene, so you can rest assured. While the home does need some cosmetic updates, it presents a rare blank canvas for buyers or investors to customize and create their ideal waterfront retreat. The HOA of $433.47/month includes exterior maintenance, community pool, water, and sewer-making for low-maintenance coastal living. Whether you're looking for a primary residence, vacation home, or investment property, this is a unique opportunity to own waterfront real estate in a highly desirable location.